Lower Middle Market Underwriter

The Lower Middle Market New Business Production Underwriter position is a high-impact role that is 100% focused on and accountable for the underwriting of new business written by the Lower Middle Market (LMM) team. This individual will be a strong contributor working to ensure that the LMM team meets its aggregate new revenue goals in accordance with current and developing underwriting strategies. The individual in this position will report directly into the Life Sciences Pacific North Regional Team.

Along with the LMM local manager and National Life Sciences LMM Team, this LMM Underwriter will work collaboratively with the local Life Sciences Pacific North Regional team, spanning geographically across the Pacific Northwest and Northern California, to leverage our capabilities and relationships to achieve budgeted commercial growth targets.  Consequently, the position requires a candidate with both strong underwriting and relationship building competencies interacting with all levels of customers and business stakeholders.

The individual will be accountable for: reviewing submissions, qualifying those submissions, and ultimately underwriting and quoting the business. Premium sizes will vary but we anticipate the majority to be in the $25,000 to $150,000 per account range.  This individual will be assigned to all and can sit in any of our four branches (San Francisco, Walnut Creek, Seattle, and Portland) across the Pacific North Region. The individual will be expected to provide real-time updates to branch & regional leadership.

Primary responsibilities:

• Production of LMM new business including but not limited to:


• Leveraging branch assigned agencies to produce LMM new business


• Identification and development of future sources for Commercial Business


• Multi-Line underwriting including Package, Auto, Umbrella, Products liability (sold products and clinical trials), and Workers Compensation


• Travel as needed and work closely with our branch partners to educate our producers on Chubb advantages to foster the best available outcome for LMM revenue growth.


• Make independent decisions and recommendations to the Manager on the process for acquiring new business within their assigned territory                                 


• Maintain and manage superior relationships at all levels – internal and external.

  Knowledge, Skills and Abilities:

The preferred candidate must have a good working knowledge of, or experience in Property & Casualty underwriting. The candidate should have 2 to 3 years of experience and a proven ability to drive profitable revenue growth. In addition, the following skills are required:

• Demonstrated record of teamwork and integrity in building relationships 
• Strong organizational and time management skills
• Proven ability to use technical analysis and underwriting skills to effectively and profitably grow the premium base
• Documented success in driving external results
• Strong interpersonal, communication and negotiation skills

Education and Experience:

• Bachelor’s degree or equivalent experience in relevant field (Insurance, STEM, Biology, or Lab work is a plus)
• Minimum 3-5 years commercial lines underwriting experience
• Life Sciences Products Completed Operations underwriting experience preferred. 
• New Business underwriting and prospecting experience preferred

The pay range for the role is $60,000 to $99,000. The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found on our careers website.  The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.