Senior Financial Analyst

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

As a Senior Financial Analyst, you will serve as a strategic finance partner to the Visa’s Open Banking Team and Value Added Services (VAS) business. This role requires interpersonal skills to cultivate partnerships across functions, regions, and teams, to drive thought leadership, and successfully enact all planning, budgeting, forecasting, and month-end reporting processes. This role presents results and provides insights and analysis to business partners and executives. The ideal candidate has a background in financial analysis, preferably with a public company, and proven results collaborating with team members and supported functions.

Essential Functions

• Supports the coordination, organization, and execution of quantitative and qualitative analyses. Examples of activities include traditional budgeting and forecasting, month-end close, enhanced financial / business reporting, business case development, pricing analysis, P&L generation, and business planning support.
• Understand individual product offerings, market dynamics, and underlying drivers
• Work with sales teams to understand pipelines for all Products: evaluate penetration, pricing, and opportunities for growth
• Supports business case development for key initiatives, ad hoc requests, and special projects.
• Establishes and maintains relationships with a broad base of key stakeholders (i.e., executives and staff) in the business and serves as a key point of contact for finance issues.
• Acquires and maintains a deep understanding of the strategies, priorities, and issues of the business.
• Applies overall analytical skills and experience to become a highly valued business partner.
• Identifies and implements changes that improve efficiency and effectiveness of operational decision making.
• Learn and understand Visa’s financial reporting systems: run data queries, build financial architecture, and support finance technology initiatives.
• Builds near and long-term views for growth that align with business strategy and data.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position.

Basic Qualifications

• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD



Preferred Qualifications

• 4-6 years work experience with a Bachelors Degree 

• Superior analytical, project management, and problem-solving skills, with demonstrated intellectual and analytical rigor, attention to detail and ability to structure and analyze financial data

• Advanced proficiency in financial modeling (Microsoft Excel) and building presentations (Microsoft PowerPoint) are required

• Highly detail oriented with the ability to convert complex analysis into insightful business commentary

• Ability to cultivate effective relationships and communicate effectively with management to influence outcomes

• Operates with minimal supervision and able to make informed, well-reasoned decisions independently using strong business judgement

• Team-oriented, collaborative, diplomatic, and flexible, with excellent presentation skills, including strong oral and writing capabilities

• Strong interpersonal and leadership skills to influence and build credibility as a peer with business leaders in global and regional function

• Ability to make decisions with limited guidance, usually within a complex and often ambiguous environment, to drive rigorous, fact-based recommendations to senior management, while supporting syndication with stakeholders across the organization

• Strong foundation in Finance and working knowledge of GAAP and/or Visa Accounting Policy preferred

• Prior experience in FP&A, Investment Banking, Consulting or Corporate Strategy preferred

• Ability to improve processes, systems, and plans that balance short-term and long-term growth

• Strategic and analytical thinker with capability to work through complex problems, processes, and data sets

• Experience in budgeting and forecasting, business performance analytics, and working with multi-functional teams

• Experience with complex financial systems (e.g. Hyperion, GARP, GEAR) is beneficial but not required

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 124,600.00 to 180,650.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.