Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Commercial Real Estate Vice President, you are a contributing member of the deal team who will assist in the management of a portfolio of commercial real estate credits/relationships in a fast-paced, regulated environment.
Candidates should have sound knowledge of credit and commercial real estate finance/lending with the expectation that these skills will be further developed while in this role. Strong analytical and business writing skills are necessary. Candidates should be able to manage certain transactions with little guidance and contribute to more complex transactions with guidance from senior staff.
The role will have some customer contact so candidates should have solid communication skills.
Job Responsibilities
- Performing necessary credit analysis and due diligence on real estate transactions.
- Working with Credit Relationship Managers and Debt Product Specialists to size and structure loans to mitigate risks.
- Preparing Approval to Pitch Memorandums, Credit Approval Packages and Risk Rating recommendations
- Work with loan administration and Debt Product Specialists to facilitate loan closings
- Work with Portfolio Management to ensure credit worthiness of Borrowers/Guarantors/Sponsors with appropriate risk grades assigned.
- Ensuring compliance with established underwriting standards and guidelines, credit approval requirements, and other policies and procedures associated with new loan originations.
- Communicating with clients on loan due diligence deliverable
Required Qualifications, Capabilities, and Skills
- 3+ years of Commercial Real Estate credit and/or Commercial Banking lending experience.
- BA/BBA required.
- Strong analytical and business writing skills
- Good interpersonal skills with internal partners, counsel, clients and senior management.
- Accounting and finance knowledge, as well as knowledge of real estate fundamentals and concepts
- Experience with Microsoft Office.
- Experience with cash flow modeling and financial statement analysis
Preferred Qualifications, Capabilities and Skills
- Knowledge of JPMC or similar bank policies and procedures preferred
- Completion of a major corporate banking credit training program (or the equivalent corporate banking/corporate finance experience).